Test Results: Negative

That’s always a good thing to hear when you’re ruling things out. Yesterday our dog Zoe went through a number of tests and shots and is still sleeping it off. She was negative for heartworm, intestinal worms, fleas, ticks, you name it. She got her annual panel of shots and after we got the results, heartworm medication/treat. Ivermectin is so tasty. As we both age, it takes longer to bounce back so she’s been sleeping. Yesterday, for an annual exam and all these procedures it cost us $219.00. We can’t have doggie health insurance because Zoe has no hips (she walks fine, just can’t jump up to the bed) but we consider this part of the cost of having a dog, that and food, love and treats.

I  was denied one cent of coverage by our new health insurance company while my eye was bleeding profusely. The hospital completely misdiagnosed my condition, I went to an eye specialist after I stopped bleeding over the weekend and I had a large growth, surgery, multiple eye exams, biopsy, pathology lab and finally two weeks later the words “benign and healed” happened. Test results: negative. Phew! But we’re not out of the woods yet.

None of this happened in the ER. They didn’t care about my eye and what was wrong with it. They are going to charge me $9,000.00 and insurance will not pick up a cent of it. Apparently an eye gushing blood is not a danger to “life and limb” so because I couldn’t see to find  documentation or drive because of all the paper towels on my face to stem the blood, a kind neighbor drove me to the ER. My health insurance refused to allow a bleeding patient one cent on the insurance as it was not “life and limb.”

Oh,  am going to fight this denial with everything in my being. $219 for the dog is nothing. $9K for an unnecessary CT scan, a few bandages and a cursory vision test by a nurse are not worth that in my book. The insurance company won’t deal with them, or me. I haven’t gotten a bill yet but today called several phones and finally got the whopping number.

Now I’m waiting for them to deny me the medical visits, surgery, biopsy and follow-up for what the ER failed to even look for. This is medical malpractice and insurance fraud. The postal carrier, a good guy my dog loves, knows me and will be sure I get the next denial promptly. I think it’s time to sue and change health care companies.

They messed with the wrong person, yes the former state insurance representative. Everybody knows me. More know and love my old dog. It’s been a trip living here but I think it’s time to go. Dee




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