This is a convenient term for something that the insurance you’ve paid up without a claim for the past 30 years doesn’t cover. And if water comes into your home, there is no flood insurance except by the Federal government. So Joplin Missouri has well over 120 of its citizens dead and over 700 injured. A third of the town was blown away by this killer tornado.
When are we going to accept the fact that global warming is a reality? When FEMA comes in and it becomes a disaster area it’s every person for him/herself. The lucky ones might get something to rebuild their home, but people who don’t know how to work the system will get nothing and will have no home or work and might have lost members of the family.
If I lived in Tornado Alley I’d make friends with a guy (sorry gals, it’s always a guy) who was in the military and was in charge as an enlisted man for gaining access to foodstuffs and other necessities. This man’s family should have been invited to your home for BBQ’s for at least two years beginning the day you moved in.
Or you marry my husband (sorry, taken) who has a hurricane kit to last 10 years but it’s in storage in hurricane country!!! Yes, we’re well taken care of for snow country as it snowed two days last week and I still have my snow tires on. Now I get up early in the morning to take the dog for a walk and wonder which of four pair of boots to wear.
And we have health, life, disabilty, auto and insurance for our home, umbrella insurance, you name it we’ve got it. I used to regulate insurance and know that most of this is unnecessary and know the only reason insurance companies exist is to make money and deny claims. And invest our money to make them profits.
Why do private insurers deny Americans flood insurance? Because they may have to pay claims. Pure and simple.
Thoughts and prayers go out to the folks in Missouri and Oklahoma and other areas affected by the tornadoes. I called my husband Jim’s mother to make sure they were OK in northeast TX and it’s good for now but other storms are rolling in so we’ll have to keep an eye on them and the weather.
Let’s hope things turn around and give these guys a break to take care of the wounded and bury the dead. With utmost respect, Dee
Cooking with Dee 